Many investors focus solely on capital growth, but cash flow determines sustainability...
## The Full Cash Flow Equation
Gross Rental Income
- Vacancy Rates (typically 5-10%)
- Management Fees (7-10% of rent)
- Maintenance (5-10% of rent)
- Council & Water Rates
- Insurance
- Land Tax (if applicable)
- Interest & Loan Fees
= Net Cash Flow (Before Tax)
## Positive vs. Negative Gearing
Tax implications of each strategy...
## Stress Testing Your Investment
What if interest rates rise 2%? What if vacancy increases?
Use our property analysis calculators for thorough due diligence.