Stamp Duty Calculator: Understand Your Property Taxes
Stamp duty (also called land transfer duty) is a tax you pay when purchasing property in Australia. The amount varies significantly by state and territory, property value, buyer type, and whether you're a first home buyer. Use this calculator to estimate your government fees before buying.
FAQ
Q1: Is stamp duty different for investment properties?
Generally, stamp duty rates are the same for residential and investment properties in most Australian states. However, some states have additional surcharges for foreign buyers (up to 7% extra). The main difference is that first home buyer concessions typically only apply to residential properties you intend to live in.
Q2: What are the first home buyer exemptions in 2026?
First Home Buyer (FHB) exemptions vary by state. For example, in NSW, properties valued up to $800,000 may be fully exempt; in VIC, there's a 50% discount for properties up to $600,000; in QLD, duty-free for properties up to $550,000. These thresholds are indexed annually. This calculator applies the relevant concessions based on your state and property value.
Important: This calculator provides estimates based on simplified models. Actual stamp duty calculations are more complex and may include additional fees, surcharges, or eligibility criteria. For official calculations, consult your state's revenue office or a conveyancer.