The Medicare Levy Surcharge (MLS) is a key consideration for high-income Australian earners without private health insurance...
## What is the MLS?
The MLS is an additional tax of 0%, 1%, 1.25%, or 1.5% on top of the standard 2% Medicare Levy for individuals and families with incomes above certain thresholds who don't have appropriate private health insurance.
## 2025-26 Thresholds
For the 2025-26 financial year, the thresholds have been indexed...
## Strategies to Manage MLS
1. **Review Private Health Insurance**: Compare policies to ensure you're getting the best value.
2. **Income Splitting**: For families, consider strategies to reduce combined income.
3. **Super Contributions**: Making voluntary concessional contributions can reduce your taxable income.
Use our Medicare Levy Surcharge Calculator to estimate your potential liability.