The SBSCH Is Closing on 30 June 2026 — What Employers Need to Do
The Small Business Superannuation Clearing House (SBSCH), the free ATO service many small employers use to pay super, is closing as part of the move to Payday Super. If you use it, you need to move to an alternative before the cut-off. Here is what is changing and the types of alternatives available.
Key dates
- 1 October 2025New users can no longer register for the SBSCH.
- 28 April 2026Recommended: make the Jan–Mar quarter payment (due 28 Apr 2026) your last SBSCH payment, then download your records.
- 11:59pm AEST, 30 June 2026Final cut-off. Payments and instructions must be accepted by the SBSCH before this time.
- 1 July 2026SBSCH permanently closed. You cannot make payments or access records, and Payday Super begins.
Why is the SBSCH closing?
From 1 July 2026, Payday Super requires employers to pay super guarantee on every payday, with contributions received by the employee's fund within 7 business days. The SBSCH was built for the old quarterly system and is being retired as part of this reform. New registrations already closed on 1 October 2025, and existing users can use it only until 11:59pm AEST on 30 June 2026 — after which it cannot be used to make payments or download records.
What employers need to do
- Choose an alternative well before 30 June 2026 (see the categories below).
- Download your SBSCH records — payment history and employee details — before access ends, as you will not be able to retrieve them afterwards.
- Move your employees' fund details into your new solution and test a payment run.
- Confirm you can meet the 7-business-day deadline, allowing for the alternative's processing time.
- Update your payroll process for per-payday super instead of quarterly.
Types of alternatives
The ATO encourages employers to review the options they may already have. We describe the categories of alternatives below rather than recommending any specific paid product — compare features, fees and processing times for your situation.
Payroll or accounting software with a built-in clearing house
Many payroll and accounting packages already include a super clearing house and STP reporting. This is often the simplest path if your software supports it, because super can be paid as part of the pay run.
Super fund clearing houses
Some super funds offer a clearing house to employers, sometimes free if you have employees who are members. Check eligibility and whether it can meet the 7-business-day requirement.
Commercial clearing houses
Independent commercial clearing houses process super contributions across multiple funds. Compare fees, integration with your payroll, and processing times.
Get ready for Payday Super
Once you have chosen an alternative, work out what you'll pay each payday and confirm the amounts before you switch.
General information only, current as at July 2026 and based on ATO guidance. It is not financial or tax advice. Confirm current dates and requirements at ato.gov.au before acting.