Australian Capital Territory (ACT) Stamp Duty Calculator 2025-26
Calculate your exact stamp duty for a Australian Capital Territory property purchase using current July 2025 rates. Includes first home buyer concessions and all ACT duty brackets.
ACT First Home Buyer Stamp Duty Concession
ACT owner-occupiers may be eligible for the Home Buyer Concession Scheme, which provides a full duty exemption for eligible buyers on properties up to approximately $1,000,000, subject to an income threshold.
ACT Stamp Duty Rates 2025-26
Source: Australian Capital Territory Revenue Office. Updated July 2025.
| Property Value | Base Amount | Rate on Excess |
|---|---|---|
| $0 – $260,000 | Nil | 0.6% |
| $260,001 – $300,000 | $1,560 | 2.2% |
| $300,001 – $500,000 | $2,440 | 3.4% |
| $500,001 – $750,000 | $9,240 | 4.32% |
| $750,001 – $1,000,000 | $20,040 | 5.9% |
| $1,000,001 – $1,455,000 | $34,790 | 6.4% |
| $1,455,001+ | $63,922 | 4.54% |
These rates apply to established residential properties. Different rates may apply to commercial, primary production, and off-the-plan purchases.
Calculate Your Exact ACT Stamp Duty
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Open Stamp Duty Calculator →ACT Stamp Duty — Frequently Asked Questions
Does the ACT have a first home buyer stamp duty concession?+
Yes — the ACT Home Buyer Concession Scheme (HBCS) provides a full duty exemption for eligible owner-occupiers on properties up to approximately $1,000,000, subject to a combined household income test. Both new and established properties qualify, including vacant land.
How is ACT duty different from other territories?+
The ACT has been reforming its taxation to move away from stamp duty toward a broad-based land tax. The territory has progressively reduced transfer duty rates over multiple years while expanding the annual rates system. This makes ACT one of the more affordable duty jurisdictions for certain price ranges.
What income limit applies to the ACT Home Buyer Concession?+
The ACT HBCS applies a combined household income threshold, indexed annually. As of 2025-26, the threshold is approximately $160,000 for purchasers without dependants, with higher thresholds applying for buyers with children. You must apply through ACT Revenue Office and provide evidence of income.
Is ACT duty calculated on unimproved land value?+
No — ACT transfer duty is calculated on the contract price or market value of the property (whichever is higher), not the unimproved value. The annual rates (land tax equivalent) in the ACT is calculated on unimproved value, but transfer duty is property-price based.
When do I pay stamp duty in the ACT?+
Transfer duty in the ACT must be paid within 30 days of settlement. Your conveyancer arranges payment to ACT Revenue as part of the settlement process. For off-the-plan purchases, duty is generally deferred until completion.
Stamp Duty Calculators for Other Australian States
This calculator provides estimates only based on Australian Capital Territory Revenue Office published rates for 2025-26. Actual duty may differ based on property type, buyer circumstances, and applicable concessions. Consult a licensed conveyancer or solicitor for advice specific to your purchase.